Document Title

IF YOU ARE LOOKING FOR COMPETITIVE MORTGAGE RATES AND PROGRAMS THAT THE BIG COMPANIES NORMALLY FEATURE, BUT WANT THE SERVICE AND PERSONAL TOUCH OF A SMALLER COMPANY, THEN MUTUAL MORTGAGE IS RIGHT FOR YOU. JIM AND KARYN SYLAK HAVE BEEN MAKING LOANS IN CHARLOTTE COUNTY FOR THE PAST 20 YEARS. CALL TODAY TO FIND THE BEST RATE AND PROGRAM TO FIT YOUR NEEDS.

Program Rate Points APR

30 yr Fixed 6.000 0.0 6.005

5.750 1.00 5.847

5.500 2.00 5.689

15 yr Fixed 5.625 0.0 5.633

5.375 0.75 5.498

5.250 1.125 5.431

3/1 ARM 0.000 0.0 0.00

5/1 ARM 5.500 1.000 5.519

APRs were calculated on loan amounts of $150,000
Rates quoted are for 30 day lock from date of update and are subject to change at any time. PAGE LAST UPDATED: 5/05/2008